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WHAT IS BUY NOW PAY LATER

With Capital Float’s Buy Now Pay Later, also available as Walnut 369, customers can select our instant zero cost/low-cost EMI option during checkout to purchase products without making the full payment upfront. This credit solution enables customers to break-down the cost of the purchased item into multiple EMIs, thereby increasing the affordability of the purchase.

We’ve partnered with leading brands such as Amazon and MakeMyTrip to offer Buy Now Pay Later to customers across India. Customers can also benefit from features such as auto-repayments, tracking EMI history and pending dues, that makes BNPL very transparent and easy to use.

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Loan Amount

Up to INR 2 Lakhs

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Credit Criteria

Tailored to your unique needs

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Loan Tenure

3/ 6/ 9/ 12 months

HOW IT WORKS
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APPLY

Use PAN details to get instant approval

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Validate

Complete KYC formalities to authenticate identity

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Utilize

Avail credit facility to purchase the desired item

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Repay

Make timely EMI payments & track details on your exclusive dashboard

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APPLY

Use PAN details to get instant approval

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Validate

Complete KYC formalities to authenticate identity

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Utilize

Avail credit facility to purchase the desired item

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Repay

Make timely EMI payments & track details on your exclusive dashboard

BENEFITS

Capital Float’s Buy Now Pay Later / Walnut 369 is designed to offer customers unprecedented affordability while purchasing products on our partner websites. Customers shopping on these websites will now experience quick access to credit and checkout conveniences like never before. Here are some of the other benefits:

  • Instant credit
  • No pre-closure fees
  • Low and no-cost EMIs
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TESTIMONIALS
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Madhu Bisht

No-cost EMI is the best because it made my life so much easier. By using this finance option, the purchased items were delivered to my doorstep the next day without me paying much upfront. I can make repayments in easy EMIs without it being a burden. I can also easily track my repayment history. The features are really good and I’m very happy with the service.

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Qaish Ahmad

One of the best services that Capital Float offers including customer support and products. The customer benefits by avoiding the burden of a one-time payment. Capital Float has the best low-cost EMI services.

ELIGIBILITY
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Age

At least 23 years old

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KYC

PAN card and address proof are mandatory for eligibility

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Residency

Indians residing within India are eligible to avail of this finance

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Frequency

Applicant must have an active account on our partner website

Our partners
FREQUENTLY ASKED QUESTIONS

To avail of this credit solution, you will need to have an active account on one of our partner websites. Additionally, you would also require a valid PAN (Permanent Account Number) card, a bank account with one of the selected banks, and an officially valid document as address proof. Select information available with our partners and your credit history will also be considered while determining your credit limit.

We’re currently in the process of rolling out this offering to all customers of our Buy Now Pay Later partners. This product might be identified by a different name based on the partner. For instance, this product is offered as Amazon Pay Later by Amazon India.

If your registration process is incomplete and was affected due to network connectivity, please log back on to the dashboard to complete the process. The data shared by you until the point of drop-off will be retained and you wouldn’t need to repeat the process from the start.

As an RBI-recognized Non-Banking Financial Company (NBFC), our processes are in adherence to Indian law and we follow the strictest protocols to ensure data security. We partner with leading brands that are also expected to follow the strictest policies for data protection.

We offer BNPL with an interest range varying from 0% – 24%. The interest percentage is determined after evaluating the borrower profile.