HOW NO-COST EMI HELPS YOUR BUSINESS

Give your business the best chance to grow with quick point-of-sale finance for customers shopping at your outlet or on your platform.

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Higher Sales

Facilitate higher walk-in conversions, increase the value of average ticket sales and repeat purchase behaviour.

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Achieve business growth

Focus on growing your business and leave the collections to us

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Improve cash flow

Receive instant payment for sales and reduce your need to borrow

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Frictionless payments

Reduce drop-offs at point-of-sale by easily on-boarding customers at checkout

HOW IT WORKS
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APPLY

Customers seamlessly apply for a loan at checkout, prior to purchase

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Purchase

Loans approved in minutes and amount disbursed to the merchant within 24 hours

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REPAY

Easy and simple repayment via EMIs to ensure customer satisfaction

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CAPITAL FLOAT IN NUMBERS

With a presence in 300+ cities and at 3,470 POS, Capital Float offers unsecured credit lines for an exponentially growing customer base. Customers apply for our zero-cost loan at checkout to purchase a product, receive instant approval and repay only the price of the product or service.

300

Cities

3470

POS

+30%

Conversion

+40%

Faster Payments
OUR PRODUCTS
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Online Checkout Finance

An unsecured credit line offered during checkout to customers shopping on online platforms such as Amazon and MakeMyTrip

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Lifestyle

An unsecured term loan offered to customers shopping at prominent retail outlets offering home improvement such as Royal Oak

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Consumer durables

An unsecured term loan offered to customers shopping at electronics and consumer durable outlets

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Healthcare & IVF

An unsecured term loan offered to customers availing healthcare and IVF services at places such as Garba Gudi and VLCC

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Education

An unsecured term loan offered to customers shopping at prominent e-Learning brands like Byju's and Vedanta

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TESTIMONIALS
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John Doe
newyork

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer.

our-products-image
John Doe
newyork

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer.

our-products-image
John Doe
newyork

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer.

OUR EXISTING MERCHANTS
FREQUENTLY ASKED QUESTIONS

When an individual takes a loan from a traditional financial institution, like a bank, for instance, interest is charged on the money borrowed. This means that the borrower repays more than just the loan amount. On the other hand, zero-cost EMIs means that no interest is charged on the loan amount and the borrower is required to repay only the exact amount borrowed. There are no hidden or added costs that will increase the amount needed to be repaid. In short, the borrower gets access to the required funds, without being burdened with interest.

If you own and operate a retail business, online or brick and mortar, you know that customers usually face restrictions because of the cost of a product or service. Quite understandably, they don’t want to spend more than their budget permits. The result is that the consumer isn’t able to enhance their standard of living, while you, as the retailer, are unable to push sales of high ticket items.

 

At Capital Float, we completely understand this dilemma and have created customized loan products to meet the varied needs of all types of consumers. Our consumer loans offer significant benefits to the borrower and the merchant. These are:

  • Easy accessibility: Capital Float has a presence in over 300 cities and has already provided services in more than 3,000 POS, partnering with leading online and retail establishments. Such a wide network implies an effective product that is facilitating easy access to finance across the country.
  • Quick merchant payments: We pay the merchant on the customer’s behalf within a day of the purchase. By joining hands with us, our partners have experienced a drastic reduction in merchant credit cycles.
  • No-cost EMIs: With no interest to be paid, customers can purchase products of higher economic value without impacting their liquidity. 

An important benefit is that the loan product is not restricted to Capital Float customers alone; new customers are also eligible for our loans. In short, you can serve the customer, while achieving higher ticket sales, ensuring customer satisfaction and earning their loyalty.

Whether you have an online store or a brick and mortar one, there is a loan solution specifically tailored to your consumers’ needs.

Some of the key consumer loans we offer are:

 

  • Online Checkout Finance: An unsecured credit line offered during checkout to customers shopping on online platforms such as Amazon and MakeMyTrip
  • Education: An unsecured term loan offered to customers shopping at prominent education service providers like Byju’s and Vedanta

 

  • Lifestyle: An unsecured term loan offered to customers shopping at prominent retail outlets offering home improvement such as Royal Oak
  • Healthcare & IVF: An unsecured term loan offered to customers availing healthcare and IVF services at places such as Garba Gudi and VLCC
  • Consumer durables: An unsecured term loan offered to customers shopping at electronics and consumer durable outlets

There are no hidden charges or interest payments owed by customers, as they only pay for the price of the product or service in easy monthly instalments. Merchants, like you, benefit by receiving the entire payment upfront to ensure healthy cash flow.

contact us now

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard.



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