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WHAT IS MERCHANT CHECKOUT FINANCE
Online Checkout Finance

Merchant Checkout Finance makes expensive purchases affordable for consumers by quickly converting the overall expenditure into easy installments. This cutting-edge financial solution empowers consumers to acquire a desired product or avail an aspirational service without any delay.

Capital Float has partnered with leading brands across the country to provide consumers with the flexibility to shop without having to worry about their present cash flow. This highly customized financing offering gives consumers the option to opt for an affordable repayment plan, therefore increasing the purchasing power of the borrower.

HOW IT WORKS
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APPLY

Provide basic KYC information at the store via merchant mobile app.

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Disbursal

Receive instant funds to facilitate the purchase.

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Repay

Make EMI payments based on the selected schedule

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APPLY

Provide basic KYC information at the store via merchant mobile app.

...
Disbursal

Receive instant funds to facilitate the purchase.

...
Repay

Make EMI payments based on the selected schedule

BENEFITS

Merchant Checkout Finance enables consumers to convert their window-shopping into actual purchases. With the easy availability of credit and our best-in-class financing options, consumers can now purchase their preferred products and services, even with a limited cash flow. Here are some benefits of availing Capital Float’s Merchant Checkout Finance

  • Simple application process
  • Hassle-free instant financing
  • Increased affordability to make desired purchases
  • Dedicate after-sales support
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TESTIMONIALS
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Punam Kumari

Design Cafe

I’m very impressed with the ease of availing Consumer Finance from Capital Float. Their team handled most of my loan process, ensuring that it was hassle-free and that I received funds on time. I also find their app to be excellent and very useful, as it provides all relevant details pertaining to the loan.

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Mohammad Rasheeduddin

Royaloak

I'm happy with the paperless approval of Capital Float's mobile application and choice of loan amount based on my need. I also was given the loan tenure flexibility of my preference. The entire process was simple, effortless and transparent.

ELIGIBILITY
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Age

Applicants should be between 25-60 years of age to avail of this finance

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Income

Applicants must be salaried or self-employed to be eligible

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KYC

PAN card, Savings Account and address proof are mandatory for eligibility

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Residency

Indians residing within India are eligible to avail of this finance

Our partners
FREQUENTLY ASKED QUESTIONS

Consumers can avail a loan for an amount as low as Rs 10,000

The applicant should be a resident indian citizen. The age group defined as per our policy is 25-60 years, meaning that resident Indian citizens of age between 25-60 years are eligible for our Merchant Checkout Finance product. Along with these prerequisites, the applicant should also have a PAN card.

These are zero-interest loans. Capital Float charges no interest to the customer. The interest cost is sub-vented by the sales partner. 

Yes, you can apply for a new Capital Float consumer finance loan if you are already repaying an existing consumer finance loan. However, you will need to have completed at least three months of your ongoing consumer finance loan before availing of a fresh loan from Capital Float. 

Capital Float’s Merchant Checkout Finance is an EMI based loan – The consumer pays a portion of the principal amount every month, whereas a credit card is different in terms of repayment. Credit cards charge high interest cost and fee on conversion of balance into EMIs. Our Merchant Checkout Finance offering provides similar benefits at zero cost to the consumer.

Unlike credit card swipes, wherein you use the credit for multiple purchases, the Merchant Checkout Finance loan is for a specific purpose, like availing a specialised service based on predetermined loan terms.

To register an applicant as a borrower, we require KYC information such as identity proof and address proof along with compliance as per our eligibility criteria.

No, you can’t change your payment schedule at a later date. 

Yes, bounce charges, late payment fees and penal charges are applicable upon non-payment and late payment of installments.