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WHAT IS WALNUT?
Online Checkout Finance

Walnut is a personal finance money management app. Since it was launched in 2014, the app has helped over 8 million Indians track their spends, bank balances, bill reminders and manage their personal finances.

Walnut analyses transaction SMSes from banks and merchants to detect and track your spends without any manual intervention, and smartly classifies them into categories. Along with helping to take control of your spends, the app provides insights into where, when, and how you spent your money in a given period.

HOW IT WORKS
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DOWNLOAD

Download the Walnut App from the Google Play Store. The app is free to use and anyone with an Android phone can download and use the app.

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INSTALL

Select your preferred email id from the list shown. The app will create your profile as per your chosen email ID. All your spends information will be linked with this email ID.

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REGISTER

Complete the registration process by adding your mobile number so you can split and settle spends with friends, as well as send and receive money using Walnut BHIM UPI.

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DOWNLOAD

Download the Walnut App from the Google Play Store. The app is free to use and anyone with an Android phone can download and use the app.

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INSTALL

Select your preferred email id from the list shown. The app will create your profile as per your chosen email ID. All your spends information will be linked with this email ID.

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REGISTER

Complete the registration process by adding your mobile number so you can split and settle spends with friends, as well as send and receive money using Walnut BHIM UPI.

BENEFITS

Using Walnut, you can manage all your spends, events, bills, reminders and bank balances from a single app. You can add a photo of your bill or receipt to transactions, as well as notes and tags to differentiate personal and official spends. These can be used to generate an expense report (PDF and CSV) from the app itself, which are emailed to you.

  • Track upcoming credit card and utility bill payments as well as upcoming events - whether movies, train, cab or flight bookings.
  • Split and Settle Spends with Friends - whether room rent, eating out, or shared expenses on a trip.
  • Send and receive money with Walnut BHIM UPI to settle spends with friends, make payment for online purchases, or send money directly to a bank account.
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TESTIMONIALS
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Jay Milind Thuse

Walnut App is an excellent way to document your expenses, and to keep a watch on your expenses. It's very very helpful for planning your monthly and yearly budget, without any hassles.

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Rahul Agarwal

I simply loved the new updates on the Walnut App. After using walnut over the last two years, I am more financially disciplined. Thank you for creating this it makes my life so easy.

ELIGIBILITY
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Income

Applicants must be salaried or self-employed to be eligible

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KYC

PAN card, Savings Account and address proof are mandatory for eligibility

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Residency

Indians residing within India are eligible to avail of this financial offering

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Coverage

The financial solution is available to customers in our operational cities

FREQUENTLY ASKED QUESTIONS

For managing spends, balances and bill reminders, Walnut only looks at messages from businesses like Banks, Merchants, etc. It ignores OTPs and does not read your personal messages, i.e. anything coming from a 10-digit mobile number.

We are continually adding support for more businesses and services. If your bank or service provider/merchant is currently not supported, please report the SMS by tapping on the Profile Icon and then on Biz Messages. Select the sender to view all messages received from that sender. Tap on “Request to Support” so this SMS format can be incorporated in a later update.

At times, the bank may not send an SMS for a transaction or you may not receive it due to poor network/on roaming etc. You can add such spends manually by tapping the “+” button on the home screen and selecting the account from the drop-down list. Alternately, from that account’s page in the app, you can tap on the three dots above and select “Add Spend”